Michelle F. Young

Michelle F. Young

NMLS#: 54100 State Licensing
Branch Manager/Loan Originator

The Shops of Halfmoon,
1707 Route 9, Suite #200
Clifton Park, NY 12065

I have working in the mortgage industry for almost twenty years and have gained a reputation of “Miss Fix It”: whenever an issue pops up, I work my hardest to resolve it. I treat everyone with respect and do my best for all of my clients. I love helping first-time home buyers and getting them in their first homes. I feel honored when they come back to me for their second, third, and sometimes even a fourth or fifth!

I was born in Speigletown, in the town of Schaghticoke, NY and I want to school at Shaker and Shenedehowa. I then lived in Clifton Park for thirty years before moving back to my hometown. In my free time, I like boating, four wheeling, and reading. I also enjoy volunteering for Easter Seals, the Ronald McDonald House, local food pantries, and soup kitchens. I have a German Shepherd named Gunner and a Pekingese named Chloe.

I am available 24/7 by phone, email, or through my webpage. Contact me today!

Here is what Michelle´s borrowers have said...

"You made refinancing a breeze!" --Sharon K., Latham, NY

"Michelle made us feel so at ease and made our home buying experience a wonderful one." --Bill & Kathy S., Troy, NY

Buy a Home

Whether you are a first-time homebuyer or have purchased a home before, we can help you throughout the mortgage process. We are here for you!

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Refinance a Home

If you already have found your dream home, Homestead Funding offers competitive rates for people who are looking to refinance their home.

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Renovate a Home

Finance or refinance a home in need of updates with one of our renovation programs. Options available to depending on the scope and type to your project.

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State Licensing

Licensed Mortgage Banker - NYS Department of Financial Services - # NY-54100-004624
Licensed in SC - # MLO - 54100